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Disclosure Statement: Our Australian Financial Services Licence is provided by Sambe Investments Pty Ltd (AFSL No: 478766). The Sambe Investments Pty Ltd AFSL applies to financial products only. Please note that Property Investment, Tax & Accounting, Mortgages & Finance are not considered to be financial products. Sambe Investments Pty Ltd is a member of the Association of Independently Owned Financial Professionals (AIOFP) and the Association of Financial Advisers (AFA). General Advice Warning: The information in this communication is provided for information purposes and is of a general nature only. It is not intended to be and does not constitute financial advice or any other advice. Further, the information is not based on your personal objectives, financial situation or needs. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner.